The only free lunch on Wall Street is diversification. Putting assets in your portfolio that can help reduce your risk is the prudent thing to do.  For 15 years, analysts and strategists have been telling you to be bearish on bonds – that prices would fall and yields would rise. Until the election of Donald Trump, the reality is long-term bonds have outperformed stocks for the past decade. While that suggests the best of the bond market rally may be behind us, the same could be said for the equity market rally, given lofty valuations. – Read the full article online at The Globe and Mail here.